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What's the stock market?
The stock market is definitely not a get rich quick scheme. The best investors are those who seek to make consistent returns over long periods of time. Professional investors believe in the power of compound interest and the effect it can have over decades.
What makes us different from mutual funds?
Yes there are thousands of mutual funds in the world! Many are even great investments. However, we are on the only platform for college students to get involved in personal investing! Through our unique model, we allow everyone who acquires voting power to have a say in the entire fund.
Why college students and young adults?
We believe that it is essential for young adults to understand personal finance. Whether you are interested in pursuing a career in business/finance, or if you just want to manage your own money, too many young adults go into debt and ruin their financial future at a young age. In 2017, US credit card debt reached $1 trillion, the highest point ever. Learning how to manage your own money and make it grow through investments will give you financial freedom.
Who runs the fund?
I (Albert Mao) had the original idea of creating a platform for college students to learn investing through a collective platform. I believe that it is essential to approach investing holistically. That is why we will be teaching all disciplines of investing: value, income, technical, growth, swing trading, and day trading. I started investing when I was in the 6th grade! I clicked on an advertisement to a stock-trading webinar and I have been amazed by stock charts ever since. I have taken over 30 courses in the stock market and have been managing a $100k+ portfolio for the past 3 years. I founded the stock market club in my high school with Roshan Taroll and Jia Zhang (other fund managers) where we taught stock market principles every week. Personally, I was trained as a short-term swing trader but I have learned and read a lot about value investing as well. If you are interested in anything finance related, feel free to message me!
Who will be making decisions on what to buy/sell?
The executive board will approve of all final transactional decisions. However, the voting board will also play a role in decision making. Voting power is acquired based on significant contributions for a month to the community (Facebook Group/future platform)
What will your money be invested in?
Only stocks will be shorted/traded.
What is the ultimate goal?
The ultimate goal is the creation of personal portfolios and for everyone to learn how to manage their own funds through the vehicle of the stock market through an active experience. In the shorter term, we want to build an educated voter base where anyone can contribute to fund decisions.
How can I make money?
The stock market is not risk free. While I have made consistent profits over the last 4 years, you will have a proportional share of profits/losses in accordance to the performance of the fund.
How will information be taught?
We are currently producing written guides that will be posted on the facebook page and once finished, on our website! We will be exploring other ways to distribute content in the future.
What is the minimum investment?
The minimum investment is $100. Can I withdraw money anytime! You can withdraw anytime (without a fee) after 3 months of first putting money into this fund!
How is money Collected?
Currently, we are accepting the funds through Venmo (no fee). Please fill out thegoogle form. Signing the bottom of the form signifies that you agree with the terms presented at the top of the form.
What is a quality contribution?
We will be developing a better definition of this but we want as many people on the voting board as possible! Currently, we are asking for one contribution per week for a month. Such contributions enhances discussions or proposes a novel idea.
Do I have to contribute?
While we believe everyone can and should contribute, you can still take advantage of all the resources that will be posted if you just want to be more casual in your involvement. We really think everyone should take control of their personal finances and this is a great way to start!
Trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing one's financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. All content and online support/coaching services are designed to create a forum which can help readers and subscribers for educational purposes only.